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The Platinum Card® American Express: spending turns into rewards!
With The Platinum Card®, in addition to earning points to exchange for miles, you also enjoy luxurious travel experiences!
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You can earn more than U$1,500 in benefits like travel, entertainment and restaurants!
When you think about applying for a card, like The Platinum Card®, several questions come to your mind, and they all make perfect sense at the moment.
After all, how do you find out if the chosen card is advantageous? What is the procedure to request the card? Despite seeming complicated, all these doubts can be clarified in a simple way.
If you prefer to use exclusive and luxurious cards, which offer more benefits and quality, then an excellent option would be The Platinum Card® from American Express.
- Annuity: The annual fee for this card is $695 in total.
- Introductory bonus: When you spend $8 thousand or more with The Platinum Card® in the first 6 months, you earn 80 thousand reward points. Now, a promotion is offering 125 thousand points.
- Acceptance of negatives: Today, this card is not accepting customers with a negative credit history.
- Flag: The card operates with its own system.
- Roof: As a high-quality card, it offers international coverage.
- Other taxes: APR ranging from 21,24% to 29,24%.
- Main benefits: Earn 5x more miles on flights booked with American Express or partner airlines. Plus, earn 5x points on hotel bookings through Amex Travel and earn 1 point per dollar on other purchases.
How does The Platinum Card® work?
First of all, this card is known to any individual who knows that American Express excels in producing high-quality cards.
Furthermore, the card is notable for being one of the few cards that offers 5 points on airline ticket purchases when made using this card.
Not only that, but it also offers an even greater amount of points when booking hotels.
However, it is important to remember that reservations must be made using the card and the AmexTravel portal. Adding the use of the card when making other purchases results in greater accumulation of points.
And, of course, it is worth mentioning that, when accumulating these points, there is the possibility of using them to get discounts.
Main features of The Platinum Card®
The card is ideal for those who love to travel and appreciate additional benefits. One of the main features is that it offers a different user experience.
In this way, the product does its best to please the customer, seeking to help them by offering the most outstanding advantages that a credit card can offer.
Benefits
- Points: When purchasing airline tickets and booking hotels through AmexTravel, you accumulate 5 points. Furthermore, it is important to highlight that all other purchases guarantee 1 point each.
- Payment methods: With The Platinum Card®, you have the flexibility to pay your monthly expenses, pay in installments and accumulate a balance, subject to interest.
- Travel Benefits: enjoy credits for hotels, Uber and airlines totaling $200. Exclusive access to the Global Lounge Collection in more than 1,400 airport lounges, participation in international travel programs and additional benefits.
- Shopping: Enjoy benefits like $240 on entertainment, discounts at Walmart, $300 credits on Equinox, global access to exclusive dining, participation in events by invitation and more.
- Phone Protection: If your cell phone breaks, the card offers assistance in repairing the screen, up to a limit of $800 every 12 months.
- Flexibility: For purchases over $100, you have the option of dividing the payment into more flexible installments, adjusting them according to your convenience.
Disadvantages
- Annuity: The Platinum Card® has an annual fee considered high, set at $696.
- APR: The APR (Annual Percentage Rate) for this card is a bit high.
- Minimum income: To qualify for The Platinum Card®, you must meet a higher minimum income requirement.
What benefits for frequent travelers does The Platinum Card® offer?
So, The Platinum Card® offers a benefits program called Membership Rewards®! With it you have access to VIP lounges, priority check-in, upgrades on airline tickets and travel insurance.
You can still earn points using it on your trips. When purchasing airline tickets or booking hotels you earn 5 points per dollar spent.
So, you can use these points to get products without paying anything more for them.
How do I apply for The Platinum Card®?
Requesting a credit card is common, so below we will show you the best way to request The Platinum Card®, via the app or website.
From the site
First, go to the American Express website and search for The Platinum Card®. So, click and access the official page to start the request.
Then click “Apply Now” and fill in the order details. Then, wait for the bank's response to find out if the request was approved.
Through the app
First, start by downloading the app, open the “App Store” or “Google Play Store” on your cell phone and search for the name of the institution in the search field.
Then, click on the “Get” or “Download” button to download. You will need to enter your Apple ID password or use fingerprint authentication or Face ID to confirm.
But if you are using your Android device, Google Play Store will ask for some necessary permissions and you have to tap “Accept” to continue.
Finally, the American Express app will be downloaded and installed on your device. Then just open the platform and go to the credit card area, click on the chosen card and fill out the form.
After that, approval of your request will just be a matter of waiting for a response.
The Platinum Card® or Capital One Venture Rewards card: which is better for accumulating miles?
Choosing between The Platinum Card® and Capital One Venture Rewards to accumulate points can be a crucial decision. If simplicity and value are your priorities, the ideal choice is Venture Rewards.
With a more affordable annual fee and the ease of accumulating miles on all transactions, this card is the perfect option for those looking to accumulate travel points without complications and effectively.
While The Platinum Card® from American Express offers its own distinct luxuries, when it comes to gathering miles in a pragmatic and cost-effective way, Capital One Venture Rewards comes out ahead!
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