{"id":3011,"date":"2023-03-30T13:58:56","date_gmt":"2023-03-30T13:58:56","guid":{"rendered":"https:\/\/jornalmovimento.com.br\/?p=3011"},"modified":"2025-01-24T19:42:31","modified_gmt":"2025-01-24T19:42:31","slug":"minha-casa-minha-vida-cadastro","status":"publish","type":"post","link":"https:\/\/jornalmovimento.com.br\/en\/minha-casa-minha-vida-cadastro\/","title":{"rendered":"How to register for the Minha Casa Minha Vida Program"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-conquiste-sua-cada-propria-quase-de-graca-pelo-minha-casa-minha-vida\">Conquer your house almost for free through Minha Casa Minha Vida<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>The Minha Casa Minha Vida housing program, which is usually the trademark of the current president, has returned with several novelties, and has exclusive advantages for those interested!&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>With it, thousands of Brazilians have access to quality housing and better living conditions, which provides more well-being to the neediest families.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-13x8tx\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/minha-casa-minha-vida\/Paginas\/default.aspx\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/minha-casa-minha-vida.jpg\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          My home, my life        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Run your simulation        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              finance your            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              ideal home!            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Find out how much your plots will be in this simulation for Minha Casa Minha Vida!        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/minha-casa-minha-vida\/Paginas\/default.aspx\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              SIMULATE NOW            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/minha-casa-minha-vida\/Paginas\/default.aspx\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              SIMULATE NOW            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          You will be redirected to another website        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); 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For now, here&#039;s the step-by-step guide on how to register for the program:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Firstly, your family must be in one of the program&#039;s income ranges, in which case go to a city hall in your city or to a Caixa Econ\u00f4mica Federal agency;<\/li>\n<\/div><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"667\" loading=\"lazy\" src=\"https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2-1.webp\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-3008\" srcset=\"https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2-1.webp 1000w, https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2-1-300x200.webp 300w, https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2-1-768x512.webp 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Make your registration how much to change your life! (Source: Jornal Movimento\/Adapted by Google).<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Submit your identification documents, such as RG, CPF, among others;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Take information and documents about the property you want to finance through Minha Casa Minha Vida;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Afterwards, the bank will analyze the information for financing, such as installment values, property situation, among others;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Finally, with the cadastral analysis completed, the bank should contact you to inform you whether or not you have been approved for financing the property, renovation or construction.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-regras-para-conseguir-o-beneficio-do-minha-casa-minha-vida\">Rules for obtaining the Minha Casa Minha Vida benefit<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>The rules for monthly income bracket 1 (group that will most benefit from Minha Casa Minha Vida) are:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Have gross monthly income of up to R$ 2,640;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Not owning any house, apartment or real estate in general;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Not receiving assistance benefits from housing programs, from other government instances (municipal, state or national).<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-vantagens-de-fazer-parte-do-programa-minha-casa-minha-vida\">Advantages of being part of the Minha Casa Minha Vida program<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Being part of one of the largest housing programs in the world can bring you several advantages, some of which are:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Exclusive financing conditions based on each participant&#039;s family income;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Financing of housing in urban areas, whether new, used or for construction;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Refurbishment or adaptation of properties for families with PWD members;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Specialized services for each type of financing;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>CAIXA Keeping an Eye on Quality Program, to facilitate and mediate the relationship between builders and customers.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-usar-o-fgts-no-minha-casa-minha-vida\">How to use FGTS in Minha Casa Minha Vida?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Did you know that it is also possible to use your FGTS to finance the property you want? The FGTS is a right of all workers under the CLT regime, whose objective is to protect the employee in cases, such as, for example, dismissal without just cause.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>The FGTS brings several options for using the balance, one of which is the possibility of purchasing a property with the account value, however, you need to know how to use the benefit for this purpose.<\/p>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/Prefeitura-prepara-Projeto-de-Trabalho-Social-para-Residenciais-do-Minha-Casa-Minha-Vida.png\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-3009\" width=\"842\" height=\"562\" srcset=\"https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/Prefeitura-prepara-Projeto-de-Trabalho-Social-para-Residenciais-do-Minha-Casa-Minha-Vida.png 349w, https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/Prefeitura-prepara-Projeto-de-Trabalho-Social-para-Residenciais-do-Minha-Casa-Minha-Vida-300x200.png 300w\" sizes=\"(max-width: 842px) 100vw, 842px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Enjoy the advantages of being part of Minha Casa Minha Vida. (Source: Jornal Movimento\/Adapted by Google).<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>The first step is to comply with the requirements of Caixa Econ\u00f4mica Federal. Are they:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Have at least 36 months worked under the CLT regime receiving FGTS;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Not having used the FGTS balance on another property or to deduct installments from another housing loan;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Your name cannot be on the SFH (Housing Financial System) with an active financing agreement;<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>If you meet these requirements, you can choose one of the three ways to use the benefit. Are they:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>As a down payment to make the installments smaller by deducting a larger part of the financing;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Amortize the installments or settle the final debtor balance to close the payments, or reduce the installments;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Pay part of the installments by reducing the value of installments by up to 80% in up to 12 consecutive months, which can bring you immense financial relief.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZSVNra\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/jornalmovimento.com.br\/en\/cadunico-como-se-inscrever-e-ter-acesso-aos-beneficios-sociais-do-governo\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Sign up for the Cad\u00danico program!\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/19-07-22-Mutirao-do-Cadunico-Unidade-Movel-Praca-Osman-Loureiro-Clima-Bom-SEMAS-Foto-Alisson-Frazao-002-scaled.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/jornalmovimento.com.br\/en\/cadunico-como-se-inscrever-e-ter-acesso-aos-beneficios-sociais-do-governo\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Sign up for the Cad\u00danico program!\">\n            Sign up for the Cad\u00danico program!        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Make your entry into the Minha Casa Minha Vida program easier by registering at Cad\u00danico! 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Find out how to register here!<\/p>","protected":false},"author":3,"featured_media":3832,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[138,136,129,137,135],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Como se cadastrar no Programa Minha Casa Minha Vida<\/title>\n<meta name=\"description\" content=\"Descubra como fazer o seu cadastro em um dos maiores programas de financiamento imobili\u00e1rio, Minha Casa Minha Vida!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jornalmovimento.com.br\/en\/minha-casa-minha-vida-cadastro\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Como 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