{"id":3011,"date":"2023-03-30T13:58:56","date_gmt":"2023-03-30T13:58:56","guid":{"rendered":"https:\/\/jornalmovimento.com.br\/?p=3011"},"modified":"2025-01-24T19:42:31","modified_gmt":"2025-01-24T19:42:31","slug":"minha-casa-minha-vida-cadastro","status":"publish","type":"post","link":"https:\/\/jornalmovimento.com.br\/es\/minha-casa-minha-vida-cadastro\/","title":{"rendered":"C\u00f3mo registrarse en el Programa Minha Casa Minha Vida"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-conquiste-sua-cada-propria-quase-de-graca-pelo-minha-casa-minha-vida\">Conquista tu casa casi gratis a trav\u00e9s de Minha Casa Minha Vida<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El programa de vivienda Minha Casa Minha Vida, que suele ser la marca registrada del actual presidente, ha regresado con varias novedades y \u00a1tiene ventajas exclusivas para los interesados!&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Con \u00e9l, miles de brasile\u00f1os tienen acceso a viviendas de calidad y mejores condiciones de vida, lo que brinda m\u00e1s bienestar a las familias m\u00e1s necesitadas.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-13x8tx\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/minha-casa-minha-vida\/Paginas\/default.aspx\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/minha-casa-minha-vida.jpg\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Mi casa Mi Vida        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Ejecute su simulaci\u00f3n        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              financiar su            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              \u00a1casa ideal!            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          \u00a1Descubra cu\u00e1nto costar\u00e1n sus parcelas en esta simulaci\u00f3n para Minha Casa Minha Vida!        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/minha-casa-minha-vida\/Paginas\/default.aspx\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              SIMULAR AHORA            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/minha-casa-minha-vida\/Paginas\/default.aspx\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              SIMULAR AHORA            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otro lugar.        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); 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this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/minha-casa-minha-vida\/Paginas\/default.aspx\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/minha-casa-minha-vida.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Descubre cu\u00e1nto costar\u00e1n tus parcelas en esta simulaci\u00f3n para\u2026              <\/p>\n              <a href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/minha-casa-minha-vida\/Paginas\/default.aspx\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    SIMULAR AHORA                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ser\u00e1s redirigido a otro lugar.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\u00a1El programa ya ayud\u00f3 a miles de brasile\u00f1os y ahora tiene nuevas actualizaciones despu\u00e9s del regreso del presidente Lula! <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\u00a1Descubra c\u00f3mo registrarse a lo largo del texto y vea los beneficios de financiar su propiedad a trav\u00e9s de Minha Casa Minha Vida!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-se-cadastrar-no-minha-casa-minha-vida\">\u00bfC\u00f3mo registrarse en Minha Casa Minha Vida?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En primer lugar, es importante que cumpla con ciertas reglas para poder participar en el programa, que se describir\u00e1n m\u00e1s adelante en nuestro contenido. Por ahora, aqu\u00ed est\u00e1 la gu\u00eda paso a paso sobre c\u00f3mo registrarse en el programa:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>En primer lugar, su familia debe estar en uno de los rangos de ingresos del programa, en cuyo caso dir\u00edjase a una alcald\u00eda de su ciudad oa una agencia Caixa Econ\u00f4mica Federal;<\/li>\n<\/div><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"667\" loading=\"lazy\" src=\"https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2-1.webp\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-3008\" srcset=\"https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2-1.webp 1000w, https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2-1-300x200.webp 300w, https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2-1-768x512.webp 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">\u00a1Haz tu registro cuanto por cambiar tu vida! (Fuente: Jornal Movimento\/Adaptado de Google).<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Presentar sus documentos de identificaci\u00f3n, tales como RG, CPF, entre otros;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Lleve informaci\u00f3n y documentos sobre la propiedad que desea financiar a trav\u00e9s de Minha Casa Minha Vida;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Posteriormente, el banco analizar\u00e1 la informaci\u00f3n para el financiamiento, como valor de las cuotas, situaci\u00f3n de la propiedad, entre otros;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Finalmente, con el an\u00e1lisis catastral realizado, el banco deber\u00eda contactarte para informarte si has sido aprobado o no para financiar la propiedad, la reforma o la construcci\u00f3n.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-regras-para-conseguir-o-beneficio-do-minha-casa-minha-vida\">Reglas para obtener el beneficio Minha Casa Minha Vida<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Las reglas para el tramo de renta mensual 1 (grupo que m\u00e1s se beneficiar\u00e1 de Minha Casa Minha Vida) son:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Tener ingresos brutos mensuales de hasta R$ 2.640;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>No ser propietario de casa, apartamento o inmueble en general;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>No recibir beneficios asistenciales de programas de vivienda, de otras instancias de gobierno (municipal, estatal o nacional).<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-vantagens-de-fazer-parte-do-programa-minha-casa-minha-vida\">Ventajas de ser parte del programa Minha Casa Minha Vida<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ser parte de uno de los programas de vivienda m\u00e1s grandes del mundo puede traerte varias ventajas, algunas de las cuales son:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Condiciones de financiaci\u00f3n exclusivas en funci\u00f3n de los ingresos familiares de cada participante;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Financiamiento de vivienda en \u00e1reas urbanas, ya sea nueva, usada o para construcci\u00f3n;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Rehabilitaci\u00f3n o adecuaci\u00f3n de viviendas para familias con personas con PCD;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Servicios especializados para cada tipo de financiamiento;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Programa CAIXA Vigilando la Calidad, para facilitar y mediar la relaci\u00f3n entre constructores y clientes.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-usar-o-fgts-no-minha-casa-minha-vida\">\u00bfC\u00f3mo utilizar FGTS en Minha Casa Minha Vida?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\u00bfSab\u00edas que tambi\u00e9n es posible utilizar tu FGTS para financiar la propiedad que deseas? El FGTS es un derecho de todos los trabajadores bajo el r\u00e9gimen de CLT, cuyo objetivo es proteger al trabajador en casos, como por ejemplo, despido sin justa causa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El FGTS ofrece varias opciones para el uso del saldo, una de las cuales es la posibilidad de comprar una propiedad con el monto en la cuenta, sin embargo, es necesario saber c\u00f3mo utilizar el beneficio para este fin.<\/p>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/Prefeitura-prepara-Projeto-de-Trabalho-Social-para-Residenciais-do-Minha-Casa-Minha-Vida.png\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-3009\" width=\"842\" height=\"562\" srcset=\"https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/Prefeitura-prepara-Projeto-de-Trabalho-Social-para-Residenciais-do-Minha-Casa-Minha-Vida.png 349w, https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/Prefeitura-prepara-Projeto-de-Trabalho-Social-para-Residenciais-do-Minha-Casa-Minha-Vida-300x200.png 300w\" sizes=\"(max-width: 842px) 100vw, 842px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Disfrute de las ventajas de ser parte de Minha Casa Minha Vida. (Fuente: Jornal Movimento\/Adaptado de Google).<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El primer paso es cumplir con los requisitos de Caixa Econ\u00f4mica Federal. Son ellos:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Tener al menos 36 meses trabajados bajo el r\u00e9gimen CLT recibiendo FGTS;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>No haber utilizado el saldo del FGTS en otro inmueble o descontar cuotas de otro pr\u00e9stamo de vivienda;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Su nombre no puede estar en el SFH (Sistema Financiero de la Vivienda) con un acuerdo de financiamiento activo;<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Si cumple con estos requisitos, puede elegir una de las tres formas de utilizar el beneficio. Son ellas:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Como pago inicial para achicar las cuotas deduciendo una mayor parte del financiamiento;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Amortizar las cuotas o liquidar el saldo final deudor para cerrar los pagos, o reducir las cuotas;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Pague parte de las cuotas reduciendo el valor de las cuotas hasta en 80% en hasta 12 meses consecutivos, lo que puede brindarle un inmenso alivio financiero.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZSVNra\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 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src=\"https:\/\/jornalmovimento.com.br\/wp-content\/uploads\/2023\/03\/19-07-22-Mutirao-do-Cadunico-Unidade-Movel-Praca-Osman-Loureiro-Clima-Bom-SEMAS-Foto-Alisson-Frazao-002-scaled.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00a1Inscr\u00edbete al programa Cad\u00danico!              <\/p>\n              <a href=\"https:\/\/jornalmovimento.com.br\/es\/cadunico-como-se-inscrever-e-ter-acesso-aos-beneficios-sociais-do-governo\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo lugar.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Minha Casa Minha Vida volvi\u00f3 con varias novedades tras la vuelta al poder del presidente Lula, adem\u00e1s de m\u00e1s presupuesto habitacional, las familias tendr\u00e1n nuevas ventajas. \u00a1Descubre c\u00f3mo registrarte aqu\u00ed!<\/p>","protected":false},"author":3,"featured_media":3832,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[138,136,129,137,135],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Como se cadastrar no Programa Minha Casa Minha Vida<\/title>\n<meta name=\"description\" content=\"Descubra 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