The program, which has already undergone several changes since the last 4 years of the former president, now has new rules and a huge investment for this year of 2023.

The expectation of Minha Casa Minha Vida is to finish the 120,000 homes by the end of this year! And for that, the government released a budget of 10 billion reais!

Among them are houses, apartments and housing developments that will be distributed primarily to families in income bracket 1.

Check out everything about the new Minha Casa Minha Vida, understand the new rules and see news that just came out!

At first, the Minha Casa Minha Vida program is aimed at low-income families, with a gross income of up to R$ 8 thousand, whether they live in urban or rural areas. Beneficiaries are divided by income brackets as follows:

For urban area:

For rural area:

The Government's big bet for Minha Casa Minha Vida is to generate more work and consequently more income, in addition to promoting economic and social development, as well as improving the quality of life of the population. 

The way in which the houses are distributed works under assignment, donation, lease, lending, leasing or sale, either by financing or not. There is also a list of requirements that all interested parties must meet, they are:

This list directs the application of Union Budget resources, in addition to various funds that together make up Minha Casa Minha Vida. The biggest one is that the title to the properties remain in the women's names. 

The program also considers the monthly income range, as previously mentioned, however, this income range does not take into account assistance, social security or temporary benefits such as accident allowance, unemployment insurance, sickness allowance, Continued Cash Benefit ( BPC) or Bolsa Familia.

The housing program is one of Lula's hallmarks, and with the return of the program, many new measures have been taken, one of which is being studied is zeroing in on the Minha Casa Minha Vida!

The purpose of this new measure is to break down the barriers created by the down payment for real estate financing, which is around 20%. With this percentage, many poorer families are unable to access housing, even through the program.

The way in which the Government intends to do this is by increasing the program's subsidies, in order to achieve zero down payment on real estate financing for the lower income population.  

The proposal is still being evaluated by the Civil House, so that it can finally go to President Lula and receive approval.

In 2021, the program operated with a budget cut that left many works unfinished, with that, many families who were waiting for housing ended up being destitute.

As old reports show, the Minha Casa Minha Vida program, in the years 2009 and 2016, was able to build more than 4 million homes under Lula’s management.

With the return of the president to power, and the resumption of investments, the completion of works on 120,000 homes by the end of the year has already been confirmed.

In addition to the expectation of investment for new homes in the coming years. That way, many people will benefit from the return of the program.

The focus of Minha Casa Minha Vida for 2023 is on increasing investments to benefit families in income bracket 1, which were the most affected by the changes in the former government.

In addition, the program also foresees extra investments for reforms and urbanization of communities, in addition to the construction of residences close to large urban centers.

In order to achieve these goals, the Federal Government announced an investment of R$10 billion for the program, and by the end of the year the amounts may increase. However, a large part of the investment will go to the Fundo de Arrendamento Residencial (FAR).

Other actions that the program intends to do are:

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